Are you an employer purchasing a course for an employee? Click here

Home > Washington State Insurance Pre-License

Washington State Insurance Exam Prep Courses:

AP's APPROVED Washington State Insurance Exam Prep courses are up-to-date and comprised of everything you need to pass the Washington licensing exam. AP's courses have been designed to help you learn the basics of insurance through "better than live" video lectures (delivered 100% online), challenging quiz questions and a great textbook!

Presenting quality content questions in a similar format to the actual licensing exam is one of the most important steps in getting our students through their licensing exam. Each insurance pre-licensing course comes with hundreds of practice exam questions (chapter-specific) to help students retain course material and be confident on their big test day! The more difficult questions include full explanations. Practice exams may be taken over and over again to help students learn, not just memorize, the answers.

Important:
Students will receive a textbook with a time sheet for recording study time (watching videos, taking quizzes, reading the textbook, etc.). A link to the time sheet is also available within the course. After finishing the course and/or recording the required amount of study time (20 hours per line) simply e-mail, mail or fax the completed time sheet to AP and you will be provided a certificate of completion. The certificate will be good for one year and is required to take the insurance licensing exam.

Course Provider # 300202

See what our students have to say! Testimonials

Please scroll down to see our available Washington State insurance pre-licensing courses and information regarding the Washington State insurance licensing exam.

For information on courses with University Credit options please click on the University Credit tab above.

Demo Washington Property & Casualty Pre-License Course.

Demo Washington Life & Health (Disability) Pre-License Course.

Looking for Washington Insurance Practice Exams?

Here is everything you wanted to know about the
Washington insurance licensing exam!

What kind of questions do they put on the Washington insurance test?

All of the Washington insurance exam questions are multiple choice. There are no fill-ins (no need to memorize) and no essay (no need to be ready to explain anything) questions.

For example:

Chance of loss is the definition of:

a. risk
b. peril
c. indemnity
d. hazard

Under Washington insurance law, the Insurance Commissioner is elected by the voters for a:

a. 1 year term
b. 2 year term
c. 4 year term
d. 10 year term

A multiple choice test will usually test heavily on definitions (terminology) and numbers (dollar amounts and number of days).

The exam is drawn from a large pool of questions – you will have a different set of questions than the person sitting next to you. If you retake the exam, expect to see very few of the questions repeated on the next exam. Students report that the exams vary greatly in terms of the number of questions on any given topic.

Students report that about 1/3 of the questions are terminology (definitional) questions, 1/3 are number/day questions, and 1/3 are questions where you have to apply the knowledge to reason through a practical situation (story problems – usually short).

What score do I need to pass the Washington insurance exam?

There are 4 basic exams given in most states – Life, Disability (Health), Property, and Casualty. In some states, the exams are combined (Property & Casualty). Some states, including Washington, have a Personal Lines exam for agents selling only homeowner or auto insurance.

In Washington, you need a score of 75% to pass each exam. But, each exam consists of two parts – the “national” insurance section and the "state rules" section. You will need a score of 75% on each section – the two scores are not averaged together.

Test takers who fail part of a combination exam (05 or 06) are required to retake only the part they failed (General section or State section). However, if one part is failed, candidates must retake the combination exam in order to receive credit for the passed section. Test takers have 90 days to pass the failed portion of the exam or else they must retake the entire exam.

Are questions grouped by category?

Our students always want to know if the questions regarding indemnification (for example) are grouped together. No, questions and topics are randomly scrambled, but that never seems to be a problem for anyone.

What insurance exams are given in Washington and what do they cost?

Where can I take the Washington insurance exam?

Where are the Washington Fingerprinting Services located?

Pearson VUE offers electronic fingerprinting ($15 Fee) to all candidates (whether or not they pass the examination) at the following test centers:

To make fingerprinting reservations call 866-761-8069.

How do I sign up to take the Washington insurance exam?

We recommend that you call Pearson VUE (the testing company) at 1-800-274-8949. Be sure to call at least 3 days in advance of the date you plan to take the exam. The earlier you sign up, the better your chances of getting the test date of your choice.

What are the pre-licensing education requirements in Washington?

Each test taker must complete an approved course consisting of at least twenty (20) hours of instruction for each line of insurance (life, disability, property, personal lines or casualty) for which an examination is being taken. Make sure to take all certificates earned to the testing center when going in for examination!

Which Washington insurance test is the toughest?

Each insurance licensing exam presents its own challenge. Between Life and Disability (Health), students say that the Washington Disability (Health) insurance exam is the more difficult. Disability (Health) insurance policies are simply more complicated than life insurance policies.

The Property insurance exam is easier than the Casualty insurance exam. Property insurance deals with easy to understand issues – fire, flooding, earthquake, etc. On the other hand, Casualty insurance deals primarily with Liability insurance – protection against lawsuits. Casualty insurance is a more conceptual topic and one that is more difficult for students to grasp – particularly if you have never been sued.

The state portion of the Washington insurance exam is very detailed and presents its own challenges. The state topics tend to cover trivial details relating to complicated state regulations. None of this is easy, but that is why we work so hard to make the material both understandable and memorable.

This is a challenging exam. Put yourself on a strict schedule as you do your exam prep work. Be focused and disciplined as you do your insurance test prep.

Will I have adequate time to complete the Washington insurance test?

Yes. We have never had students say that they ran out of time to complete the exam. Most students finish in about half of the allotted time (up to 2 hours). The only students who ever report that they ran out of time were those who were trying to memorize questions in the event they had to repeat the exam.

Is the Washington insurance exam still given by the “paper and pencil” method?

No, this is a computerized exam. Virtually all of the students say the proctors were helpful, the room was quiet, and the computer worked well. The proctors will give you the opportunity to complete a practice exam to learn how to use the system. When you are done, you will NOT be given a copy of the exam, nor will you be given the opportunity to review particular questions and their answers. The exam will be scored immediately and you will know your results when you leave.

What is the best test prep method for the Washington insurance exam?

There is no alternative to knowing the material. There are no shortcuts to learning but there are more effective and less frustrating ways to learn. We recommend that you follow a 4-step process:

• watch and listen to the lecture;
• highlight key concepts in the text;
• review questions in the test bank; and
• send AP an email if you have any questions.

Helpful Links:

• Washington Department of Insurance: http://www.insurance.wa.gov/
• Washington DOI Approved Course Provider Search: http://www.insurance.wa.gov/agents_brokers/PLE-providers.shtml
• Washington Agent Information (DOI): http://www.insurance.wa.gov/agents_brokers/index.shtml
• Washington Candidate Handbook & Content Outlines: http://www.pearsonvue.com/wa/insurance/
• NAIC Website: http://www.naic.org/

Back